backend phase 6: nurse verification & credentials (mocked vendors)

The trust engine. New `verif` schema (5 tables) + a data-driven verification
pipeline: steps are rows (6 seeded step-types), not a code enum.

- nurse_verifications.status is the single source of verification truth;
  nurse_profiles.is_verified is flipped ONLY inside the finalize transaction
  (VerificationAggregator: tracked verification + tracked profile -> one commit)
  and reversed on suspension/expiry — no in-between state.
- is_automated snapshotted onto each step at submit; steps seeded from active
  required step-types; automated runs (identity-KYC, Shahkar, IBAN ownership)
  find their step by code.
- users.national_id populated only on identity-KYC pass; Shahkar + IBAN owner
  compare against it (money-mule guard); shared-SIM -> shared_sim support alert.
- Documents are metadata-only behind signed URLs; credential_number encrypted
  and never serialized; public trust badge exposes credential TYPES, not numbers;
  holder-name cross-checked against the verified identity before recording.
- Admin-triggered credential-expiry scan reverts lapsed steps, re-gates
  bookability, raises a verification_expired alert + verification_expiry_prompt
  notification (scheduled cron deferred; config key
  verification_expiry_scan_cadence_hours).

Three new mock vendor seams (IShahkarVerifier / IIdentityKycProvider /
ICredentialVerifier) behind DI; reuses b3 IBankAccountOwnershipVerifier and
b0 IObjectStorage/IFieldEncryptor. 15 endpoints across 4 controllers.

Two migrations (tables + step-type seed). 154 tests pass, zero new warnings.
Contract dev/contracts/domains/verification.md + swagger snapshot refreshed;
handoff/report/mocks-registry updated.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

dev/shared-working-context/backend/STATUS.md

@@ -12,6 +12,34 @@ One block per completed backend phase. Newest at the top. Backend lane writes he
 - **Notes for frontend:** <anything load-bearing>
 -->
 
+## backend-phase-6 — Nurse verification & credentials (mocked vendors) — 2026-07-02
+- **Shipped:** the trust engine via one additive migration — new **`verif`** schema, **5 tables**:
+  `NurseVerifications` (`status` = the **single source of verification truth**), `VerificationStepTypes`
+  (seeded catalog — six stable codes `identity_kyc`/`shahkar_match`/`moh_competency_license`/`ino_membership`/
+  `criminal_record`/`bank_account_verification`), `VerificationSteps` (one per required step-type; snapshots
+  `is_automated`), `VerificationDocuments` (**metadata only** — bytes never in the DB), `NurseCredentials`
+  (`credential_number` **encrypted, never serialized**). **15 endpoints across 4 controllers** —
+  `nurse_verification` (submit/get/upload_url/documents + automated `identity_kyc`/`shahkar_match`/
+  `bank_account_verification` `/run`), `admin_verification_step_types` (list/upsert/deactivate, dup code →
+  409), `admin_verifications` (queue/detail/decide/suspend/scan_expiring), public `nurses/{id}/trust_badge`.
+  `nurse_profiles.is_verified` is the **only derived boolean**, flipped **only inside the finalize
+  transaction** (reversed transactionally on suspend/expiry). Three **new mock vendor seams**
+  (`IShahkarVerifier`, `IIdentityKycProvider`, `ICredentialVerifier`); reuses b3
+  `IBankAccountOwnershipVerifier` + b0 `IObjectStorage`/`IFieldEncryptor`. The expiry-scan logic ships as
+  `ScanExpiringCredentialsCommand`; the **scheduled cron is deferred** (admin `scan_expiring` is the entry
+  point; config `verification_expiry_scan_cadence_hours`, default 24).
+- **Contracts:** dev/contracts/domains/verification.md + openapi snapshot refreshed (yes — all 15 b6 paths).
+- **Mocked:** `IShahkarVerifier`, `IIdentityKycProvider`, `ICredentialVerifier` → 🟡 (deterministic mocks;
+  see reports/mocks-registry.md). All vendor/money calls are mocked.
+- **Gate:** build clean (0 new code warnings) / tests green (**153 pass**). Swagger exposes all 15 b6 paths.
+- **Handoff:** backend/handoff/after-backend-phase-6.md
+- **Notes for frontend:** **`isBookable`/`isVerified` are read-only, server-derived** — never infer
+  verification client-side. **Credential numbers never cross the wire** (trust badge = types only).
+  `step.isAutomated` drives the UI (`/run` button vs upload flow). Prereqs enforced with **400** (Shahkar
+  needs KYC; bank needs KYC + a primary b3 account). Shared-SIM / vendor fails are **200 with
+  `stepStatus:"failed"` + `failureReason`**, not HTTP errors. Documents are short-lived signed URLs. Routes
+  are action-style POST; refresh after `select_role`. Public trust badge (f6) is `[AllowAnonymous]`.
+
 ## backend-phase-5 — Service catalog & nurse pricing variants — 2026-07-02
 - **Shipped:** five tables via one additive migration (`ServiceCatalogAndNurseVariants`) — new **`catalog`**
   schema `ServiceCategories` / `ServiceOptionGroups` (nullable `service_category_id` = cross-category) /

dev/shared-working-context/backend/handoff/after-backend-phase-6.md

@@ -0,0 +1,90 @@
+# After backend-phase-6 — nurse verification & credentials are live (vendors mocked)
+
+The trust engine now exists. A nurse opens a **verification checklist**, clears automated checks
+(identity-KYC, Shahkar, bank-ownership) and uploads documents for manual credential steps; an admin reviews,
+decides, and — when every required step passes — the platform flips `nurse_profiles.is_verified` **inside a
+single transaction**, making the nurse bookable. Credential **numbers are encrypted and never leave the API**;
+the public **trust badge** exposes only the credential **types** a nurse holds. Contract:
+[`dev/contracts/domains/verification.md`](../../../contracts/domains/verification.md); machine schema:
+`dev/contracts/openapi/swagger.v1.json` (refreshed for b6 — all 15 endpoints). **All vendor/money calls are
+mocked** behind deterministic DI seams.
+
+## What the frontend (f5-b6) can now build
+- **The nurse verification checklist screen** — `GET api/v1/nurse_verification` returns `status`,
+  `isBookable`, `blockingSteps[]`, and `steps[]` (each with `code`, `displayName`, `status`, `isAutomated`,
+  `expiresAt?`, `failureReason?`). `POST api/v1/nurse_verification/submit` opens/seeds it (idempotent).
+  Requires a nurse profile first (b3 `nurse_profiles/upsert`). Render the checklist off `steps`, gate the
+  "you're bookable" state on `isBookable`, and surface `blockingSteps` as the to-do list.
+- **Identity submit (automated)** — `POST api/v1/nurse_verification/steps/identity_kyc/run`
+  `{ nationalId, livenessPayload? }` → `RunStepResult` (`stepStatus`, `failureReason?`). A pass populates the
+  nurse's national id; drive the next steps off it.
+- **Shahkar & bank runs (automated)** — `POST .../steps/shahkar_match/run` (no body; **needs KYC passed**)
+  and `POST .../steps/bank_account_verification/run` (no body; **needs KYC + a primary bank account from b3**).
+  Both return `RunStepResult`. Shared-SIM comes back as a clean `failed` + reason (not an error) — show it.
+- **Document upload for manual steps** — two-step: `POST .../steps/{stepId}/upload_url`
+  `{ contentType, fileName? }` → `{ objectStorageKey, uploadUrl }`; PUT the file to `uploadUrl`; then
+  `POST .../steps/{stepId}/documents` `{ objectStorageKey, integrityHash, contentType, fileSizeBytes, originalFileName? }`
+  → the step moves to `in_review`. Manual steps only (an automated step 400s the upload).
+- **The credentials / under-review / rejected states** — render each `step.status`
+  (`not_started`/`pending`/`in_review`/`passed`/`failed`/`expired`) with the right affordance; `in_review`
+  = "with our team", `failed`/`expired` = show `failureReason` + a redo path, `passed` = done.
+- **The public trust badge (f6)** — `GET api/v1/nurses/{nurseId}/trust_badge` (**anonymous**) → `isVerified`,
+  `approvedAt?`, `credentialTypes[]`. Types only — never a credential number. Back the nurse-profile trust
+  chip / verified marker with it.
+
+## Live endpoints (all under `api/v1`, action-style, camelCase bodies)
+Nurse (`[Authorize]`, nurse-scoped): `nurse_verification/submit`, `GET nurse_verification`,
+`nurse_verification/steps/{stepId}/upload_url`, `nurse_verification/steps/{stepId}/documents`,
+`nurse_verification/steps/identity_kyc/run`, `nurse_verification/steps/shahkar_match/run`,
+`nurse_verification/steps/bank_account_verification/run`.
+Admin step-types (dynamic-permission): `GET admin_verification_step_types`, `POST admin_verification_step_types`,
+`DELETE admin_verification_step_types/{id}`.
+Admin review (dynamic-permission): `GET admin_verifications`, `GET admin_verifications/{nurseVerificationId}`,
+`admin_verifications/steps/{stepId}/decide`, `admin_verifications/{nurseVerificationId}/suspend`,
+`admin_verifications/scan_expiring`.
+Public (`[AllowAnonymous]`): `GET nurses/{nurseId}/trust_badge`.
+
+## Rules baked into the API (don't fight them client-side)
+- **`isBookable` / `isVerified` are read-only, server-derived.** Never infer verification client-side —
+  read `VerificationStatusDto.isBookable` (nurse view) or `TrustBadgeDto.isVerified` (public view). The
+  aggregate `nurse_verifications.status` is the single source of truth; `is_verified` is flipped only inside
+  the finalize transaction (and reversed on suspend/expiry).
+- **Credential numbers never cross the wire.** `NurseCredentialDto` / `TrustBadgeDto` carry **types** and
+  metadata only. Don't build a UI that expects to display a number.
+- **Automated vs manual steps drive different UI.** `step.isAutomated=true` → a `/run` button; `false` → the
+  upload flow (`upload_url` → PUT → `documents`). The list tells you which.
+- **Ordering / prerequisites** — Shahkar needs identity-KYC passed; bank verification needs KYC **and** a
+  primary bank account (b3). Calling out of order → **400**; disable/guide accordingly.
+- **Shared-SIM and vendor fails are `200` with `stepStatus:"failed"` + `failureReason`**, not HTTP errors —
+  surface the reason, don't treat as a crash. (Shared-SIM also raises an internal support alert.)
+- **Documents come back as short-lived signed URLs** (`VerificationDocumentDto.url`) — fetch/display fresh;
+  don't cache the URL.
+- **Refresh after `select_role`** still applies (nurse scoping reads the role claim in the token).
+- **Routes are action-style POST** (`nurse_verification/submit`, `admin_verifications/steps/{id}/decide`, …),
+  ids from the route, camelCase bodies — see the contract for the full list.
+
+## Schema / migration
+New **`verif`** schema, one additive migration, **5 tables**: `nurse_verifications` (header; `status` = single
+source of truth), `verification_step_types` (seeded catalog — six stable codes), `verification_steps`
+(one per required step-type; snapshots `is_automated`), `verification_documents` (**metadata only** — bytes
+never in the DB), `nurse_credentials` (`credential_number` **encrypted**, never serialized). The only derived
+boolean is `nurse_profiles.is_verified`, flipped/reversed transactionally.
+
+## What's mocked
+All vendor/money calls (deterministic seams; test values in the contract):
+- `IShahkarVerifier` → `MockShahkarVerifier` (pass unless shared-SIM `09120000000` / mismatch id `1111111111`).
+- `IIdentityKycProvider` → `MockIdentityKycProvider` (passes any well-formed 10-digit id except `0000000000`).
+- `ICredentialVerifier` → `MockCredentialVerifier` (manual-admin default; `verification_method=manual`).
+- **Reused:** `IBankAccountOwnershipVerifier` (b3; mismatch IBAN `IR000000000000000000000000`),
+  `IObjectStorage` (b0; local-disk signed URLs), `IFieldEncryptor` (b0; encrypts `credential_number`).
+
+See [`reports/mocks-registry.md`](../../reports/mocks-registry.md) for the make-it-real steps.
+
+## Deferred to later phases (do not build against these yet)
+- **Scheduled expiry cron** (`CredentialExpiryScannerJob`) → the scan logic ships as
+  `ScanExpiringCredentialsCommand`; today only the admin `scan_expiring` endpoint triggers it.
+- **Automated MoH/INO license lookup** (`ICredentialVerifier`, `verification_method=api`) → deferred.
+- **`fraud_flags` / ML fraud scoring** → deferred.
+- **Professional-liability-insurance step** → addable later as a step-type row (no schema change).
+- **b7 (search & matching)** reads `nurse_profiles.is_verified` for `nurse_search_index.is_searchable` — b6
+  owns the flip, b7 owns the index (**not built here**).

dev/shared-working-context/reports/backend-phase-6-report.md

@@ -0,0 +1,126 @@
+# Backend Phase 6 — Nurse verification & credentials (mocked vendors) — report
+
+**Status:** complete · build clean (0 new code warnings) · `dotnet test Baya.sln` green (**153 pass**).
+**Vendors are mocked** (three new DI seams + reused b3/b0 seams) — see [What is mocked](#what-is-mocked).
+
+## What was built
+The trust engine the whole marketplace gates on — a data-driven verification pipeline, the admin review
+queue, the structured credential registry, the transactional `nurse_profiles.is_verified` flip, an
+admin-triggered credential-expiry scanner, and the public trust badge. One additive migration (new **`verif`**
+schema, **5 tables**), **15 endpoints across 4 controllers**, and **3 new mock vendor seams**.
+
+- **Schema** (new **`verif`** schema): `nurse_verifications` (the header; `status` = the **single source of
+  verification truth**), `verification_step_types` (the seeded catalog of possible steps),
+  `verification_steps` (one per required step-type per nurse; snapshots `is_automated`),
+  `verification_documents` (metadata only — **bytes never in the DB**), `nurse_credentials`
+  (`credential_number` **encrypted**, never serialized). `nurse_profiles.is_verified` is the **only derived
+  boolean**, flipped **only inside the finalize transaction**.
+- **Six seeded, stable step-type codes:** `identity_kyc`, `shahkar_match`, `moh_competency_license`,
+  `ino_membership`, `criminal_record`, `bank_account_verification` (three of them credential-bearing).
+- **Nurse pipeline** (`NurseVerificationController`, `[Authorize]` + nurse role in handler, tenancy-scoped):
+  `submit` (upsert header + seed one step per active required step-type; **idempotent**), `GET` status (the
+  checklist + aggregate + `blockingSteps` + `isBookable`), `upload_url` / `documents` (manual steps →
+  `in_review`), and three automated `/run` endpoints — `identity_kyc` (populates `users.national_id` +
+  `national_id_verified_at`), `shahkar_match` (requires KYC; **shared-SIM = explicit handled failure** →
+  `shared_sim` alert; sets `shahkar_verified_at`), `bank_account_verification` (reuses the b3
+  `IBankAccountOwnershipVerifier`; **money-mule guard** — holder national id must equal the verified nurse
+  national id; on match sets `matched_national_id=1`).
+- **Admin step-type catalog** (`AdminVerificationStepTypesController`, dynamic-permission, `sensitive`
+  rate-limit): cached list (generation token), upsert (snake_case `code`, immutable once in use, dup →
+  **409**), deactivate (`is_active=false`, **never hard delete**).
+- **Admin review** (`AdminVerificationsController`, dynamic-permission, `sensitive` rate-limit): queue
+  (`in_review` default; docs carry **signed GET URLs**), case detail (steps + docs + credentials + identity
+  name), `decide` (manual steps; on approving a credential-bearing step records an **encrypted**
+  `nurse_credentials` row, **holder-name cross-check** vs identity → mismatch **400** with no credential,
+  `criminal_record` requires `expiresAt`; writes an `audit_logs` record; **re-aggregates**, may flip
+  `is_verified`), `suspend` (`status=suspended` + **reverse `is_verified=0` in one transaction** + audit),
+  and `scan_expiring` (reverts lapsed steps → `expired`, `verification_expired` alert +
+  `verification_expiry_prompt` notification, re-gates bookability).
+- **Public trust badge** (`NursesController`, `[AllowAnonymous]`): `GET nurses/{id}/trust_badge` returns
+  `isVerified` + `approvedAt` + the **credential TYPES held** (never numbers); cached (short TTL, evicted on
+  suspension/expiry/decision); `404` unknown nurse.
+- **The scan logic ships** as `ScanExpiringCredentialsCommand`; the **scheduled cron is deferred** — the
+  admin `scan_expiring` endpoint is the entry point (config `verification_expiry_scan_cadence_hours`, int,
+  default `24`).
+
+## What is now testable — and exactly how (the phase §7 steps)
+Run the API (`dotnet run --project src/API/Baya.Web.Api/...`) against a reachable SQL Server; use Swagger/curl.
+The seam mocks are **deterministic** — use the test national ids / IBAN / phone below.
+1. **Open the checklist** — as a nurse (with a b3 nurse profile), `POST /api/v1/nurse_verification/submit`
+   → `200`; `GET /api/v1/nurse_verification` → `status: "pending"`, `isBookable: false`, one seeded step per
+   active required step-type, each with its `isAutomated`.
+2. **Identity KYC passes** — `POST /api/v1/nurse_verification/steps/identity_kyc/run`
+   `{ "nationalId": "1234567891" }` → `stepStatus: "passed"`; the nurse's `users.national_id` +
+   `national_id_verified_at` are populated. The configured fail id `0000000000` → `stepStatus: "failed"` +
+   `failureReason` (still `200`).
+3. **Shahkar match** — `POST /api/v1/nurse_verification/steps/shahkar_match/run` (no body) → `passed`;
+   `shahkar_verified_at` set. A nurse on the shared-SIM phone `09120000000` → **handled failure** + a
+   `shared_sim` support alert row. Running it **before** KYC → **400**.
+4. **Bank ownership** — with a **primary** `nurse_bank_accounts` row (b3),
+   `POST /api/v1/nurse_verification/steps/bank_account_verification/run` → on match sets
+   `matched_national_id=1`; the mismatch IBAN `IR000000000000000000000000` → failed. No primary account → **400**.
+5. **Manual document upload** — for a credential step, `POST steps/{stepId}/upload_url`
+   `{ "contentType": "application/pdf" }` → `{ objectStorageKey, uploadUrl }`; PUT the bytes to `uploadUrl`;
+   `POST steps/{stepId}/documents` `{ objectStorageKey, integrityHash, contentType, fileSizeBytes }` → the
+   step moves to `in_review` and a metadata row is stored (no bytes in the DB). An automated step rejects the
+   upload → **400**.
+6. **Admin review queue** — as admin, `GET /api/v1/admin_verifications` (default `status=in_review`) →
+   the pending step with **signed GET URLs** on its documents; `GET /api/v1/admin_verifications/{id}` → the
+   full case incl. the identity name for cross-check.
+7. **Approve a credential** — `POST /api/v1/admin_verifications/steps/{stepId}/decide`
+   `{ approve: true, credentialNumber, holderName: "<verified identity name>", issuingAuthority, issuedAt }`
+   → records an **encrypted** credential (`credentialId` returned; the number is never serialized back),
+   writes an audit record, re-aggregates. A **holder-name mismatch → 400** with **no** credential recorded;
+   a `criminal_record` approval **without `expiresAt` → 400**; `approve:false` without `rejectionReason` →
+   **400**.
+8. **is_verified flips** — once every required step is `passed`/`approved`, the re-aggregate flips
+   `nurse_profiles.is_verified=1` **in one transaction**; `GET /api/v1/nurse_verification` now reads
+   `status: "approved"`, `isBookable: true`.
+9. **Public trust badge** — `GET /api/v1/nurses/{nurseId}/trust_badge` → `isVerified: true`, `approvedAt`,
+   `credentialTypes: ["moh_competency_license", …]` (**types only**, never numbers). Unknown nurse → **404**.
+10. **Suspend & expiry** — `POST /api/v1/admin_verifications/{id}/suspend` `{ reason }` sets
+    `status=suspended` and **reverses `is_verified=0`** in one transaction (+ audit); the trust badge
+    updates. `POST /api/v1/admin_verifications/scan_expiring` reverts lapsed time-limited steps to `expired`,
+    raises a `verification_expired` alert + `verification_expiry_prompt` notification, and re-gates
+    bookability (`ScanExpiringResult{ scannedSteps, revertedNurses }`).
+
+## What is mocked / waiting on a real service
+Three **new** seams (all deterministic, all mocked here) + three **reused** seams:
+- `IShahkarVerifier` → `MockShahkarVerifier` — phone↔national-id match: **pass** unless the shared-SIM phone
+  `09120000000` (→ shared-SIM handled failure) or the mismatch national id `1111111111`. Registry row:
+  `IShahkarVerifier` in [`mocks-registry.md`](mocks-registry.md).
+- `IIdentityKycProvider` → `MockIdentityKycProvider` — national-id + liveness: passes any well-formed 10-digit
+  national id **except** the configured fail id `0000000000`. Registry row: `IIdentityKycProvider`.
+- `ICredentialVerifier` → `MockCredentialVerifier` — MoH/INO/criminal-record: the manual-admin default
+  (always `RequiresManualReview` / `verification_method=manual`). Registry row: `ICredentialVerifier`.
+- **Reused:** `IBankAccountOwnershipVerifier` (b3 — mismatch IBAN `IR000000000000000000000000`),
+  `IObjectStorage` (b0 — local-disk signed PUT/GET URLs), `IFieldEncryptor` (b0 — encrypts
+  `credential_number`).
+
+## Contracts
+- **Produced:** [`dev/contracts/domains/verification.md`](../../contracts/domains/verification.md) (all 15
+  routes, DTO shapes, the four enums, failure cases, side effects, mock test values, worked example).
+  `swagger.v1.json` **refreshed** — [`dev/contracts/openapi/swagger.v1.json`](../../contracts/openapi/swagger.v1.json)
+  includes all 15 b6 endpoints.
+- **Consumed:** `nurse_profiles` + `IBankAccountOwnershipVerifier` (b3), `users.national_id` /
+  `shahkar_verified_at` (b2), `IObjectStorage` / `IFieldEncryptor` / `ICacheService` / CQRS /
+  `OperationResult` / `BaseController` (b0), dynamic-permission + `support_alerts` / `notifications` /
+  `audit_logs` + `sensitive` rate-limit (b1).
+
+## Docs updated
+- New contract `dev/contracts/domains/verification.md`; openapi snapshot refreshed.
+- Handoff `backend/handoff/after-backend-phase-6.md`; status log `backend/STATUS.md` (append).
+- The three b6 seams (`IShahkarVerifier`, `IIdentityKycProvider`, `ICredentialVerifier`) are the
+  pre-listed rows in `reports/mocks-registry.md` — now realized as seam + fake impl.
+
+## Follow-ups for later phases
+- **Scheduled expiry cron** — a `CredentialExpiryScannerJob` hosted scheduler that calls the shipped
+  `ScanExpiringCredentialsCommand` on `verification_expiry_scan_cadence_hours` cadence. **Deferred** — the
+  admin `scan_expiring` endpoint is the manual entry point today.
+- **Automated MoH/INO license lookup** — behind `ICredentialVerifier` (`verification_method=api`) once a
+  portal exists. **Deferred.**
+- **`fraud_flags` / ML fraud scoring** — **deferred.**
+- **Professional-liability-insurance step** — addable later as a `verification_step_types` row (no schema
+  change). **Deferred.**
+- **b7 (search & matching)** — reads `nurse_profiles.is_verified` for `nurse_search_index.is_searchable`;
+  b6 owns the flip, b7 owns the index.

dev/shared-working-context/reports/mocks-registry.md

@@ -23,9 +23,9 @@ Status legend: 🔴 not built · 🟡 mocked (seam + fake impl in place) · 🟢
 | `IHolidayCalendar` | backend-phase-1 | Bank holidays — reads the seeded `ops.IranianHolidays` table; lookups cached (`HolidayCalendarService`, `Persistence/Services/Holidays/`); Iranian banking weekend = Friday | _none_ | Add a sync job/feed that maintains the (partly lunar-Hijri) calendar table; the read interface stays | 🟡 |
 | `IAnalyticsSink` | backend-phase-1 | Behavioural events — inserts an `ops.SystemEvents` row, fire-and-forget (`AnalyticsSink`, `Persistence/Services/Analytics/`) | _none_ | Pipe to a warehouse/stream (e.g. Kafka→ClickHouse); keep fire-and-forget semantics | 🟡 |
 | `IJobScheduler` (retention) | backend-phase-1 | Scheduling — in-process interval `BackgroundService` running `PurgeOldReadNotifications` daily (`NotificationRetentionHostedService`, `Persistence/Services/Notifications/`) | _none_ | Swap to Hangfire/Quartz; register the job there; keep the purge predicate (`is_read=1 AND age>90d`) | 🟡 |
-| `IShahkarVerifier` | backend-phase-6 | Phone↔national-id match — fake pass | _tbd_ | Real Shahkar/KYC vendor; persist `external_response_json` | 🔴 |
-| `IIdentityKycProvider` | backend-phase-6 | National-ID + liveness — fake pass | _tbd_ | Finnotech/U-ID/Jibbit/Verify liveness+OCR | 🔴 |
-| `ICredentialVerifier` | backend-phase-6 | MoH/INO/criminal-record — manual/fake | _tbd_ | Manual admin today; API when a portal appears (`verification_method=api`) | 🔴 |
+| `IShahkarVerifier` | backend-phase-6 | شاهکار phone↔national-id binding — `MockShahkarVerifier` (`Baya.Infrastructure.CrossCutting/Seams/`) returns a deterministic result + fake vendor ref + `external_response_json`: matches every pair except the configured shared-SIM phone (→ the explicit shared-SIM failure state, which the handler turns into a `shared_sim` support alert) and the mismatch national id (→ plain mismatch); registered singleton in `AddCrossCuttingSeams`. No real Shahkar call | `Seams:Shahkar:SharedSimPhone` (default `09120000000`), `Seams:Shahkar:MismatchNationalId` (default `1111111111`) | 1) pick a Finnotech / KYC Shahkar-bridge vendor, add its client package to `Directory.Packages.props`; 2) add `Seams:Shahkar:{ApiKey,BaseUrl}` options; 3) implement `MatchAsync(phone, nationalId)` against the real استعلام شاهکار, mapping to `ShahkarMatchResult` and persisting the raw response into the step's `external_response_json`; 4) keep shared-SIM as the explicit handled failure (`IsSharedSim=true`); 5) swap the registration in `AddCrossCuttingSeams` (config-selected) — handlers unchanged; 6) test match / shared-SIM / mismatch + that a phone change re-runs it (`shahkar_verified_at` resets upstream on phone change) | 🟡 |
+| `IIdentityKycProvider` | backend-phase-6 | Identity KYC (national-id validity + name match + liveness) — `MockIdentityKycProvider` (`.../Seams/`) passes any well-formed 10-digit national id except the configured fail id, returning a matched name + fake vendor ref + `external_response_json`; on pass the handler populates `users.national_id` + `national_id_verified_at`. No real OCR/liveness; registered singleton | `Seams:IdentityKyc:FailNationalId` (default `0000000000`), `Seams:IdentityKyc:MatchedName` (default `Verified Nurse`) | 1) pick an Iranian e-KYC vendor (Finnotech / U-ID / Jibbit / Farashensa / Verify / Kavoshak), add its client package to `Directory.Packages.props`; 2) add `Seams:IdentityKyc:{ApiKey,BaseUrl}` options; 3) implement `VerifyAsync(nationalId, livenessPayload)` → national-id validity + name match + photo/video liveness against ثبت احوال, mapping to `IdentityKycResult` and persisting `external_response_json`; 4) swap the registration (config-selected) — handlers unchanged; 5) test pass/fail by national id + that `national_id` is populated **only** on pass | 🟡 |
+| `ICredentialVerifier` | backend-phase-6 | MoH پروانه صلاحیت حرفه‌ای / INO / عدم سوء پیشینه verification — `MockCredentialVerifier` (`.../Seams/`) **is** the manual-admin default: every call returns `RequiresManualReview` with `verification_method=manual` (an admin verifies the uploaded document against the official portal in `AdminReviewStep`). No portal call; registered singleton. There is **no public B2B API** for MoH/INO, so this stays manual until one appears | _none_ | 1) when an MoH/INO portal or API becomes available, implement `VerifyAsync(credentialType, credentialNumber)` to return `Verified`/`Failed` with `verification_method=portal|api` (+ `external_response_json`); 2) swap the registration (config-selected) for those credential types — the manual path stays the fallback; 3) the structured `nurse_credentials` registry already stores number/authority/expiry so cross-check + renewal survive the swap. **MoH/INO have no public B2B API today** | 🟡 |
 | `IBankAccountOwnershipVerifier` | backend-phase-3 | استعلام شبا IBAN-owner ↔ national-id inquiry — `MockBankAccountOwnershipVerifier` (`Baya.Infrastructure.CrossCutting/Seams/`) returns a deterministic fake: every IBAN matches (`matched_national_id=true`, echoes a holder name + `MOCK-SHEBA-{sha}` vendor ref) except the configured mismatch IBAN which returns `false`; registered singleton in `AddCrossCuttingSeams`. No real bank/KYC call, no money moves | `Seams:BankOwnership:MismatchIban` (default `IR000000000000000000000000`), `Seams:BankOwnership:MatchedHolderName`, `Seams:BankOwnership:MismatchHolderName` | 1) pick a Finnotech / banking-bridge استعلام شبا provider, add its client package to `Directory.Packages.props`; 2) add `Seams:BankOwnership:{ApiKey,BaseUrl}` options; 3) implement `VerifyOwnershipAsync(iban, nurseNationalId)` against the real Sheba-owner inquiry, mapping to `OwnershipInquiryResult`; 4) persist the real `ownership_vendor_ref` (+ raw response if a column is added); 5) swap the registration in `AddCrossCuttingSeams` (config-selected) — handlers unchanged; 6) test match/mismatch + that the b13 first-payout gate honours `matched_national_id=true` | 🟡 |
 | `IGeocoder` | backend-phase-4 | Address→lat/lng — `MockGeocoder` (`Baya.Infrastructure.CrossCutting/Seams/`) returns deterministic `decimal` coordinates jittered (FNV-1a, ~±5 km) around the known city centroid (unknown city → Iran centroid) plus `formatted_address` + `confidence`; **no network call**. A global switch or a per-address marker forces the null-coordinate ("no map pin") path; registered singleton in `AddCrossCuttingSeams` | `Seams:Geocoding:ReturnNullCoordinates` (default `false`), `Seams:Geocoding:LowConfidenceMarker` (default `NO_GEO`), `Seams:Geocoding:ResolvedConfidence` (default `0.9`) | 1) pick Neshan (or Google) geocoding, add its client package to `Directory.Packages.props`; 2) add `Seams:Geocoding:{ApiKey,BaseUrl}` options; 3) implement `IGeocoder.GeocodeAsync(addressText, cityName, districtName?)` against it, mapping to `(lat, lng, formatted_address, confidence)` with `decimal` coords; 4) add rate-limit/retry; 5) swap the registration in `AddCrossCuttingSeams` (config-selected) — handlers unchanged; 6) test a known Tehran address resolves within expected bounds | 🟡 |
 | `IMoadianClient` | backend-phase-11 | سامانه مودیان e-invoice — leaves ref pending | _tbd_ | Real مودیان submission → 22-digit ref | 🔴 |
@@ -48,3 +48,7 @@ the frontend can build before the backend phase merges, and swap to the real HTT
 | `ProfilesApi` | `client/src/services/profiles/apis/mockApi.ts` | Customer + nurse profile get/upsert and **avatar upload** (echoes an object-URL). Keeps guarded read-only fields (`isVerified=false`, zero aggregates). Augments customer name/language (REQ-007) + nurse `avatarUrl` (REQ-006) the wire DTOs lack | `USE_PROFILES_MOCK` (`services/profiles/constants.ts`, default `true`) | b3 `customer_profiles/*` + `nurse_profiles/*` are live; deliver REQ-006 (avatar route/field) + REQ-007 (customer name/language) then set flag `false` — `profilesClientApi` is wired (its `uploadAvatar` throws `501` until REQ-006) | 🟡 |
 | `NurseBankAccountsApi` | `client/src/services/nurse/apis/mockApi.ts` | Bank-account list/add/set-primary/verify-ownership. Drives the استعلام شبا **pending→verified/mismatch** transition over 2 list reads (so the poll shows it), single-primary enforcement, masked-IBAN (last-4); the configured mismatch IBAN (`IR000000000000000000000000`, matches backend default) resolves to `matchedNationalId=false` | `USE_NURSE_BANK_MOCK` (`services/nurse/constants.ts`, default `true`) | b3 `nurse_bank_accounts/*` are live (the real `add` resolves the inquiry synchronously — no client poll needed); set flag `false` — `nurseBankClientApi` is wired | 🟡 |
 | `AuthApi` | `client/src/services/auth/apis/mockApi.ts` (`authMockApi`) | Phone-OTP login offline: `requestOtp`→`{otpSent,resendAvailableInSeconds:120}`; `verifyOtp` accepts dev code **`123456`** and locks after 3 wrong tries (`otp_locked`); `getMe`/`selectRole`/`refresh` from a `MOCK_SCENARIO` toggle (`customer`/`nurse_unverified`/`no_role`) to exercise all router branches | `USE_AUTH_MOCK` (`services/auth/constants.ts`, default **false** — b2 is live) + `MOCK_SCENARIO` in `mockApi.ts` | The real `authClientApi` is already wired to the live b2 routes; set `USE_AUTH_MOCK = false` (already the default) — no hook/screen change | 🟢 real by default, 🟡 mock available |
+| `GeographyApi` | `client/src/services/geography/apis/mockApi.ts` (+ `apis/seed.ts`) | The province→city→district reference hierarchy — a faithful subset of the b4 seed: 8 provinces, Tehran (city 101) with its 22 مناطق (1001…1022), and the white-space cities Mashhad/Isfahan/Shiraz/Tabriz/Ahvaz/Qom/Karaj as whole-city-only. Active-only, `sortOrder`-ordered. `seed.ts` also resolves a saved `cityId`/`districtId` back to names for the addresses & serviceAreas mocks | `USE_GEOGRAPHY_MOCK` (`services/geography/constants.ts`, default `true`) | b4 `geo/{provinces,cities,districts}` are live; set flag `false` — `geographyClientApi` is wired to the snake_case-param lookups. No hook/component change | 🟡 |
+| `AddressesApi` | `client/src/services/addresses/apis/mockApi.ts` | Customer address CRUD (list primary-first / create / update / set-primary / soft-delete) with the **exactly-one-primary** invariant enforced in-memory (first address auto-primary; promoting clears the prior; deleting the primary promotes the next). Persists the client-augmented `provinceId` (REQ-009) and the picked `latitude`/`longitude` (REQ-008) the wire DTO/create-body lack | `USE_ADDRESSES_MOCK` (`services/addresses/constants.ts`, default `true`) | b4 `customer_addresses/*` are live; deliver REQ-008 (accept the pin) + REQ-009 (`provinceId` on the DTO), then set flag `false` — `addressesClientApi` is wired (sends the pin + `pageSize`, echoes `provinceId` locally) | 🟡 |
+| `ServiceAreasApi` | `client/src/services/serviceAreas/apis/mockApi.ts` | Nurse coverage areas (list whole-city-first / add / remove). Enforces `UNIQUE(cityId, districtId)` exactly as the server — a duplicate (incl. a second whole-city row) throws the same **`409`** (`area_duplicate`) so the coverage editor's inline dup handling is demonstrable | `USE_SERVICE_AREAS_MOCK` (`services/serviceAreas/constants.ts`, default `true`) | b4 `nurse_service_areas/*` are live; set flag `false` — `serviceAreasClientApi` is wired (maps the server 409 to the same inline message). No hook/component change | 🟡 |
+| `AddressMapPicker` (map stand-in) | `client/src/components/geography/AddressMapPicker.tsx` | **Not a real map** — a bounded, tappable/draggable marker canvas (CSS grid, no Neshan/Google tiles, no network) that maps the pointer position to `{ latitude, longitude }` around the chosen city's centroid (`CITY_CENTROIDS`/`IRAN_CENTROID` in `services/geography/constants.ts`). Emits real coordinates for the create/update request | _none (component boundary)_ | Replace the canvas internals with a real map widget (Neshan/Google, inlined per the client CSP) that emits the same `{ latitude, longitude }` via `onChange` — `AddressForm` and every caller stay unchanged | 🟡 |