backend phase 6: nurse verification & credentials (mocked vendors)

The trust engine. New `verif` schema (5 tables) + a data-driven verification
pipeline: steps are rows (6 seeded step-types), not a code enum.

- nurse_verifications.status is the single source of verification truth;
  nurse_profiles.is_verified is flipped ONLY inside the finalize transaction
  (VerificationAggregator: tracked verification + tracked profile -> one commit)
  and reversed on suspension/expiry — no in-between state.
- is_automated snapshotted onto each step at submit; steps seeded from active
  required step-types; automated runs (identity-KYC, Shahkar, IBAN ownership)
  find their step by code.
- users.national_id populated only on identity-KYC pass; Shahkar + IBAN owner
  compare against it (money-mule guard); shared-SIM -> shared_sim support alert.
- Documents are metadata-only behind signed URLs; credential_number encrypted
  and never serialized; public trust badge exposes credential TYPES, not numbers;
  holder-name cross-checked against the verified identity before recording.
- Admin-triggered credential-expiry scan reverts lapsed steps, re-gates
  bookability, raises a verification_expired alert + verification_expiry_prompt
  notification (scheduled cron deferred; config key
  verification_expiry_scan_cadence_hours).

Three new mock vendor seams (IShahkarVerifier / IIdentityKycProvider /
ICredentialVerifier) behind DI; reuses b3 IBankAccountOwnershipVerifier and
b0 IObjectStorage/IFieldEncryptor. 15 endpoints across 4 controllers.

Two migrations (tables + step-type seed). 154 tests pass, zero new warnings.
Contract dev/contracts/domains/verification.md + swagger snapshot refreshed;
handoff/report/mocks-registry updated.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

dev/shared-working-context/reports/mocks-registry.md

@@ -23,9 +23,9 @@ Status legend: 🔴 not built · 🟡 mocked (seam + fake impl in place) · 🟢
 | `IHolidayCalendar` | backend-phase-1 | Bank holidays — reads the seeded `ops.IranianHolidays` table; lookups cached (`HolidayCalendarService`, `Persistence/Services/Holidays/`); Iranian banking weekend = Friday | _none_ | Add a sync job/feed that maintains the (partly lunar-Hijri) calendar table; the read interface stays | 🟡 |
 | `IAnalyticsSink` | backend-phase-1 | Behavioural events — inserts an `ops.SystemEvents` row, fire-and-forget (`AnalyticsSink`, `Persistence/Services/Analytics/`) | _none_ | Pipe to a warehouse/stream (e.g. Kafka→ClickHouse); keep fire-and-forget semantics | 🟡 |
 | `IJobScheduler` (retention) | backend-phase-1 | Scheduling — in-process interval `BackgroundService` running `PurgeOldReadNotifications` daily (`NotificationRetentionHostedService`, `Persistence/Services/Notifications/`) | _none_ | Swap to Hangfire/Quartz; register the job there; keep the purge predicate (`is_read=1 AND age>90d`) | 🟡 |
-| `IShahkarVerifier` | backend-phase-6 | Phone↔national-id match — fake pass | _tbd_ | Real Shahkar/KYC vendor; persist `external_response_json` | 🔴 |
-| `IIdentityKycProvider` | backend-phase-6 | National-ID + liveness — fake pass | _tbd_ | Finnotech/U-ID/Jibbit/Verify liveness+OCR | 🔴 |
-| `ICredentialVerifier` | backend-phase-6 | MoH/INO/criminal-record — manual/fake | _tbd_ | Manual admin today; API when a portal appears (`verification_method=api`) | 🔴 |
+| `IShahkarVerifier` | backend-phase-6 | شاهکار phone↔national-id binding — `MockShahkarVerifier` (`Baya.Infrastructure.CrossCutting/Seams/`) returns a deterministic result + fake vendor ref + `external_response_json`: matches every pair except the configured shared-SIM phone (→ the explicit shared-SIM failure state, which the handler turns into a `shared_sim` support alert) and the mismatch national id (→ plain mismatch); registered singleton in `AddCrossCuttingSeams`. No real Shahkar call | `Seams:Shahkar:SharedSimPhone` (default `09120000000`), `Seams:Shahkar:MismatchNationalId` (default `1111111111`) | 1) pick a Finnotech / KYC Shahkar-bridge vendor, add its client package to `Directory.Packages.props`; 2) add `Seams:Shahkar:{ApiKey,BaseUrl}` options; 3) implement `MatchAsync(phone, nationalId)` against the real استعلام شاهکار, mapping to `ShahkarMatchResult` and persisting the raw response into the step's `external_response_json`; 4) keep shared-SIM as the explicit handled failure (`IsSharedSim=true`); 5) swap the registration in `AddCrossCuttingSeams` (config-selected) — handlers unchanged; 6) test match / shared-SIM / mismatch + that a phone change re-runs it (`shahkar_verified_at` resets upstream on phone change) | 🟡 |
+| `IIdentityKycProvider` | backend-phase-6 | Identity KYC (national-id validity + name match + liveness) — `MockIdentityKycProvider` (`.../Seams/`) passes any well-formed 10-digit national id except the configured fail id, returning a matched name + fake vendor ref + `external_response_json`; on pass the handler populates `users.national_id` + `national_id_verified_at`. No real OCR/liveness; registered singleton | `Seams:IdentityKyc:FailNationalId` (default `0000000000`), `Seams:IdentityKyc:MatchedName` (default `Verified Nurse`) | 1) pick an Iranian e-KYC vendor (Finnotech / U-ID / Jibbit / Farashensa / Verify / Kavoshak), add its client package to `Directory.Packages.props`; 2) add `Seams:IdentityKyc:{ApiKey,BaseUrl}` options; 3) implement `VerifyAsync(nationalId, livenessPayload)` → national-id validity + name match + photo/video liveness against ثبت احوال, mapping to `IdentityKycResult` and persisting `external_response_json`; 4) swap the registration (config-selected) — handlers unchanged; 5) test pass/fail by national id + that `national_id` is populated **only** on pass | 🟡 |
+| `ICredentialVerifier` | backend-phase-6 | MoH پروانه صلاحیت حرفه‌ای / INO / عدم سوء پیشینه verification — `MockCredentialVerifier` (`.../Seams/`) **is** the manual-admin default: every call returns `RequiresManualReview` with `verification_method=manual` (an admin verifies the uploaded document against the official portal in `AdminReviewStep`). No portal call; registered singleton. There is **no public B2B API** for MoH/INO, so this stays manual until one appears | _none_ | 1) when an MoH/INO portal or API becomes available, implement `VerifyAsync(credentialType, credentialNumber)` to return `Verified`/`Failed` with `verification_method=portal|api` (+ `external_response_json`); 2) swap the registration (config-selected) for those credential types — the manual path stays the fallback; 3) the structured `nurse_credentials` registry already stores number/authority/expiry so cross-check + renewal survive the swap. **MoH/INO have no public B2B API today** | 🟡 |
 | `IBankAccountOwnershipVerifier` | backend-phase-3 | استعلام شبا IBAN-owner ↔ national-id inquiry — `MockBankAccountOwnershipVerifier` (`Baya.Infrastructure.CrossCutting/Seams/`) returns a deterministic fake: every IBAN matches (`matched_national_id=true`, echoes a holder name + `MOCK-SHEBA-{sha}` vendor ref) except the configured mismatch IBAN which returns `false`; registered singleton in `AddCrossCuttingSeams`. No real bank/KYC call, no money moves | `Seams:BankOwnership:MismatchIban` (default `IR000000000000000000000000`), `Seams:BankOwnership:MatchedHolderName`, `Seams:BankOwnership:MismatchHolderName` | 1) pick a Finnotech / banking-bridge استعلام شبا provider, add its client package to `Directory.Packages.props`; 2) add `Seams:BankOwnership:{ApiKey,BaseUrl}` options; 3) implement `VerifyOwnershipAsync(iban, nurseNationalId)` against the real Sheba-owner inquiry, mapping to `OwnershipInquiryResult`; 4) persist the real `ownership_vendor_ref` (+ raw response if a column is added); 5) swap the registration in `AddCrossCuttingSeams` (config-selected) — handlers unchanged; 6) test match/mismatch + that the b13 first-payout gate honours `matched_national_id=true` | 🟡 |
 | `IGeocoder` | backend-phase-4 | Address→lat/lng — `MockGeocoder` (`Baya.Infrastructure.CrossCutting/Seams/`) returns deterministic `decimal` coordinates jittered (FNV-1a, ~±5 km) around the known city centroid (unknown city → Iran centroid) plus `formatted_address` + `confidence`; **no network call**. A global switch or a per-address marker forces the null-coordinate ("no map pin") path; registered singleton in `AddCrossCuttingSeams` | `Seams:Geocoding:ReturnNullCoordinates` (default `false`), `Seams:Geocoding:LowConfidenceMarker` (default `NO_GEO`), `Seams:Geocoding:ResolvedConfidence` (default `0.9`) | 1) pick Neshan (or Google) geocoding, add its client package to `Directory.Packages.props`; 2) add `Seams:Geocoding:{ApiKey,BaseUrl}` options; 3) implement `IGeocoder.GeocodeAsync(addressText, cityName, districtName?)` against it, mapping to `(lat, lng, formatted_address, confidence)` with `decimal` coords; 4) add rate-limit/retry; 5) swap the registration in `AddCrossCuttingSeams` (config-selected) — handlers unchanged; 6) test a known Tehran address resolves within expected bounds | 🟡 |
 | `IMoadianClient` | backend-phase-11 | سامانه مودیان e-invoice — leaves ref pending | _tbd_ | Real مودیان submission → 22-digit ref | 🔴 |
@@ -48,3 +48,7 @@ the frontend can build before the backend phase merges, and swap to the real HTT
 | `ProfilesApi` | `client/src/services/profiles/apis/mockApi.ts` | Customer + nurse profile get/upsert and **avatar upload** (echoes an object-URL). Keeps guarded read-only fields (`isVerified=false`, zero aggregates). Augments customer name/language (REQ-007) + nurse `avatarUrl` (REQ-006) the wire DTOs lack | `USE_PROFILES_MOCK` (`services/profiles/constants.ts`, default `true`) | b3 `customer_profiles/*` + `nurse_profiles/*` are live; deliver REQ-006 (avatar route/field) + REQ-007 (customer name/language) then set flag `false` — `profilesClientApi` is wired (its `uploadAvatar` throws `501` until REQ-006) | 🟡 |
 | `NurseBankAccountsApi` | `client/src/services/nurse/apis/mockApi.ts` | Bank-account list/add/set-primary/verify-ownership. Drives the استعلام شبا **pending→verified/mismatch** transition over 2 list reads (so the poll shows it), single-primary enforcement, masked-IBAN (last-4); the configured mismatch IBAN (`IR000000000000000000000000`, matches backend default) resolves to `matchedNationalId=false` | `USE_NURSE_BANK_MOCK` (`services/nurse/constants.ts`, default `true`) | b3 `nurse_bank_accounts/*` are live (the real `add` resolves the inquiry synchronously — no client poll needed); set flag `false` — `nurseBankClientApi` is wired | 🟡 |
 | `AuthApi` | `client/src/services/auth/apis/mockApi.ts` (`authMockApi`) | Phone-OTP login offline: `requestOtp`→`{otpSent,resendAvailableInSeconds:120}`; `verifyOtp` accepts dev code **`123456`** and locks after 3 wrong tries (`otp_locked`); `getMe`/`selectRole`/`refresh` from a `MOCK_SCENARIO` toggle (`customer`/`nurse_unverified`/`no_role`) to exercise all router branches | `USE_AUTH_MOCK` (`services/auth/constants.ts`, default **false** — b2 is live) + `MOCK_SCENARIO` in `mockApi.ts` | The real `authClientApi` is already wired to the live b2 routes; set `USE_AUTH_MOCK = false` (already the default) — no hook/screen change | 🟢 real by default, 🟡 mock available |
+| `GeographyApi` | `client/src/services/geography/apis/mockApi.ts` (+ `apis/seed.ts`) | The province→city→district reference hierarchy — a faithful subset of the b4 seed: 8 provinces, Tehran (city 101) with its 22 مناطق (1001…1022), and the white-space cities Mashhad/Isfahan/Shiraz/Tabriz/Ahvaz/Qom/Karaj as whole-city-only. Active-only, `sortOrder`-ordered. `seed.ts` also resolves a saved `cityId`/`districtId` back to names for the addresses & serviceAreas mocks | `USE_GEOGRAPHY_MOCK` (`services/geography/constants.ts`, default `true`) | b4 `geo/{provinces,cities,districts}` are live; set flag `false` — `geographyClientApi` is wired to the snake_case-param lookups. No hook/component change | 🟡 |
+| `AddressesApi` | `client/src/services/addresses/apis/mockApi.ts` | Customer address CRUD (list primary-first / create / update / set-primary / soft-delete) with the **exactly-one-primary** invariant enforced in-memory (first address auto-primary; promoting clears the prior; deleting the primary promotes the next). Persists the client-augmented `provinceId` (REQ-009) and the picked `latitude`/`longitude` (REQ-008) the wire DTO/create-body lack | `USE_ADDRESSES_MOCK` (`services/addresses/constants.ts`, default `true`) | b4 `customer_addresses/*` are live; deliver REQ-008 (accept the pin) + REQ-009 (`provinceId` on the DTO), then set flag `false` — `addressesClientApi` is wired (sends the pin + `pageSize`, echoes `provinceId` locally) | 🟡 |
+| `ServiceAreasApi` | `client/src/services/serviceAreas/apis/mockApi.ts` | Nurse coverage areas (list whole-city-first / add / remove). Enforces `UNIQUE(cityId, districtId)` exactly as the server — a duplicate (incl. a second whole-city row) throws the same **`409`** (`area_duplicate`) so the coverage editor's inline dup handling is demonstrable | `USE_SERVICE_AREAS_MOCK` (`services/serviceAreas/constants.ts`, default `true`) | b4 `nurse_service_areas/*` are live; set flag `false` — `serviceAreasClientApi` is wired (maps the server 409 to the same inline message). No hook/component change | 🟡 |
+| `AddressMapPicker` (map stand-in) | `client/src/components/geography/AddressMapPicker.tsx` | **Not a real map** — a bounded, tappable/draggable marker canvas (CSS grid, no Neshan/Google tiles, no network) that maps the pointer position to `{ latitude, longitude }` around the chosen city's centroid (`CITY_CENTROIDS`/`IRAN_CENTROID` in `services/geography/constants.ts`). Emits real coordinates for the create/update request | _none (component boundary)_ | Replace the canvas internals with a real map widget (Neshan/Google, inlined per the client CSP) that emits the same `{ latitude, longitude }` via `onChange` — `AddressForm` and every caller stay unchanged | 🟡 |