frontend phase 2: onboarding & profiles — customer/patient, nurse profile & bank

Turns a logged-in user into a usable account, consuming the b3 identity-profiles
contract behind the services/{domain} seam.

Services (mock default true; real HTTP clients wired for a one-line flip):
- services/patients: rewritten to b3 PatientDto + client-augmented relation/conditions;
  full CRUD, optimistic soft-archive, cache-splice on create, age<->birthDate helper.
- services/profiles: customer + nurse profile get/upsert + avatar (404->null mapping).
- services/nurse: payout bank accounts + IBAN(Sheba) util + pending-only polling.

Screens: A3->A4 onboarding wizard, E1 patients list/CRUD, A5 home (first-login gate +
nudge), customer profile (no national-ID), nurse profile bootstrap (unverified
placeholder), nurse bank settings (pending/verified/mismatch + make-primary).

Shared composites (each tested): GenderToggle, ConditionChips, RelationSelect,
PatientForm, PatientCard, BankStatusPanel; reuses f0 StepperHeader/StatusChip/PhoneField.
Adds onboarding/home/profile/nurseProfile/bank i18n namespaces (both locales, in sync),
the --bal-primary-soft token, and nurse sidebar Profile + Bank entries.

Contract gaps filed: REQ-005 (patient relation/conditions), REQ-006 (avatar route),
REQ-007 (customer name/language). Gate: check + 112 tests + build all green.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

client/messages/en.json

@@ -5,6 +5,7 @@
     "patients": "Patients",
     "wallet": "Wallet",
     "profile": "Profile",
+    "bank": "Bank account",
     "dashboard": "Dashboard",
     "verification": "Verification",
     "visits": "Visits",
@@ -25,6 +26,11 @@
     "retry": "Retry",
     "add": "Add",
     "cancel": "Cancel",
+    "save": "Save",
+    "saving": "Saving…",
+    "back": "Back",
+    "close": "Close",
+    "optional": "Optional",
     "currency_toman": "Toman",
     "brand": "Balinyaar",
     "brand_tagline": "Home care you can trust"
@@ -35,16 +41,129 @@
     "admin_console": "Admin console",
     "placeholder_body": "This area will be built in a later phase."
   },
-  "patients": {
-    "title": "Patients",
-    "subtitle": "A reference screen wired to the services/{domain} + React Query pattern (mocked data).",
-    "add": "Add patient",
-    "empty": "No patients yet. Add your first patient.",
+  "home": {
+    "greeting": "Welcome to Balinyaar",
+    "subtitle": "Manage care for the people you love.",
+    "nudge_patient_title": "Complete the patient record",
+    "nudge_patient_body": "Add conditions, medications and routine so nurses arrive prepared.",
+    "nudge_patient_cta": "Open patients",
+    "nudge_profile_title": "Complete your profile",
+    "nudge_profile_body": "Add an emergency contact to speed up bookings.",
+    "nudge_profile_cta": "Go to profile"
+  },
+  "onboarding": {
+    "step_relation": "Who for",
+    "step_patient": "Patient",
+    "relation_title": "Who are you arranging care for?",
+    "relation_subtitle": "This helps us tailor the right care. You can add more people later.",
+    "relation_parent": "Parent",
+    "relation_spouse": "Spouse",
+    "relation_child": "Child",
+    "relation_self": "Myself",
+    "patient_title": "Register the patient",
+    "patient_subtitle": "The person receiving care — not necessarily the account holder.",
     "name_label": "Full name",
+    "name_required": "Enter the patient's name",
+    "age_label": "Age",
+    "age_invalid": "Enter a valid age",
     "gender_label": "Gender",
     "gender_male": "Male",
     "gender_female": "Female",
-    "added": "Patient added"
+    "gender_required": "Patient gender is required",
+    "conditions_label": "Conditions",
+    "conditions_hint": "Optional — select any that apply.",
+    "condition_elderly": "Elderly",
+    "condition_post_surgery": "Post-surgery",
+    "condition_diabetes": "Diabetes",
+    "condition_mobility": "Limited mobility",
+    "condition_dementia": "Dementia",
+    "continue": "Continue",
+    "save_continue": "Save and continue",
+    "saved": "Patient saved"
+  },
+  "patients": {
+    "title": "Patients",
+    "subtitle": "The people you arrange care for.",
+    "add": "Add patient",
+    "add_title": "Add patient",
+    "edit_title": "Edit patient",
+    "edit": "Edit",
+    "archive": "Archive",
+    "empty_title": "No patients yet",
+    "empty_body": "Add your first patient to get started.",
+    "archive_title": "Archive patient?",
+    "archive_body": "This patient is removed from your list, but past booking records are kept.",
+    "archive_confirm": "Archive",
+    "archived": "Patient archived",
+    "age_years": "{age} yrs",
+    "conditions_none": "No recorded conditions",
+    "unavailable": "This patient isn't available to you."
+  },
+  "profile": {
+    "title": "Profile",
+    "subtitle": "Your details and emergency contact.",
+    "first_name": "First name",
+    "last_name": "Last name",
+    "language": "Preferred language",
+    "language_fa": "Persian",
+    "language_en": "English",
+    "emergency_section": "Emergency contact",
+    "emergency_hint": "Who we call in an emergency.",
+    "emergency_name": "Emergency contact name",
+    "emergency_phone": "Emergency contact phone",
+    "emergency_phone_invalid": "Enter a valid mobile number",
+    "save": "Save",
+    "saved": "Profile saved",
+    "completion_done": "Your profile is complete.",
+    "completion_todo": "Complete your profile to speed up bookings."
+  },
+  "nurseProfile": {
+    "title": "Nurse profile",
+    "subtitle": "What families see when they find you.",
+    "photo": "Profile photo",
+    "photo_hint": "A clear photo of your face.",
+    "upload": "Upload photo",
+    "uploading": "Uploading…",
+    "bio": "About me",
+    "bio_hint": "A short intro — experience, focus, approach.",
+    "years": "Years of experience",
+    "years_invalid": "Enter a number between 0 and 80",
+    "save": "Save profile",
+    "saved": "Profile saved",
+    "unverified_title": "Your profile isn't active yet",
+    "unverified_body": "Complete identity verification to appear to families and receive bookings.",
+    "unverified_cta": "Complete verification",
+    "deferred_services": "You'll add your services & prices and available days in a later step."
+  },
+  "bank": {
+    "title": "Bank account",
+    "subtitle": "Where your earnings are paid out.",
+    "iban_label": "IBAN (Sheba)",
+    "iban_hint": "Starts with IR followed by 24 digits.",
+    "iban_invalid": "Enter a valid IBAN (IR + 24 digits)",
+    "holder_label": "Account holder name",
+    "holder_hint": "Must be exactly your own name.",
+    "holder_required": "Enter the account holder name",
+    "submit": "Submit account",
+    "submitting": "Submitting…",
+    "added": "Account submitted — ownership inquiry started",
+    "add_error": "This account couldn't be added. Check the IBAN and try again.",
+    "status_pending_chip": "Checking",
+    "status_pending_title": "Verifying account ownership",
+    "status_pending_body": "The Sheba ownership inquiry is running; this can take a moment.",
+    "status_verified_chip": "Verified",
+    "status_verified_title": "Account verified",
+    "status_verified_body": "This account is ready to receive your payouts.",
+    "status_mismatch_chip": "Ownership mismatch",
+    "status_mismatch_title": "The account must be in your own name",
+    "status_mismatch_body": "This account's holder doesn't match your identity. Please enter the IBAN of an account in your own name.",
+    "reenter": "Enter another account",
+    "make_primary": "Make primary",
+    "primary_set": "Primary account updated",
+    "iban_masked_label": "IBAN",
+    "primary": "Primary",
+    "empty_title": "No bank account yet",
+    "empty_body": "Add a bank account in your own name to receive payouts."
   },
   "auth": {
     "customer_title": "Sign in to Balinyaar",