frontend phase 2: onboarding & profiles — customer/patient, nurse profile & bank

Turns a logged-in user into a usable account, consuming the b3 identity-profiles
contract behind the services/{domain} seam.

Services (mock default true; real HTTP clients wired for a one-line flip):
- services/patients: rewritten to b3 PatientDto + client-augmented relation/conditions;
  full CRUD, optimistic soft-archive, cache-splice on create, age<->birthDate helper.
- services/profiles: customer + nurse profile get/upsert + avatar (404->null mapping).
- services/nurse: payout bank accounts + IBAN(Sheba) util + pending-only polling.

Screens: A3->A4 onboarding wizard, E1 patients list/CRUD, A5 home (first-login gate +
nudge), customer profile (no national-ID), nurse profile bootstrap (unverified
placeholder), nurse bank settings (pending/verified/mismatch + make-primary).

Shared composites (each tested): GenderToggle, ConditionChips, RelationSelect,
PatientForm, PatientCard, BankStatusPanel; reuses f0 StepperHeader/StatusChip/PhoneField.
Adds onboarding/home/profile/nurseProfile/bank i18n namespaces (both locales, in sync),
the --bal-primary-soft token, and nurse sidebar Profile + Bank entries.

Contract gaps filed: REQ-005 (patient relation/conditions), REQ-006 (avatar route),
REQ-007 (customer name/language). Gate: check + 112 tests + build all green.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

client/src/components/BankStatusPanel/BankStatusPanel.tsx

@@ -0,0 +1,116 @@
+'use client';
+import { FunctionComponent } from 'react';
+import Paper from '@mui/material/Paper';
+import Stack from '@mui/material/Stack';
+import Typography from '@mui/material/Typography';
+import { AppButton } from '@/components/common';
+import StatusChip from '@/components/StatusChip';
+import type { StatusKind } from '@/components/StatusChip';
+import type { BankAccountStatus } from '@/services/nurse/types';
+
+const STATUS_KIND: Record<BankAccountStatus, StatusKind> = {
+  pending: 'pending',
+  verified: 'verified',
+  mismatch: 'rejected',
+};
+
+const ACCENT_TOKEN: Record<BankAccountStatus, string> = {
+  pending: 'var(--bal-warning)',
+  verified: 'var(--bal-success)',
+  mismatch: 'var(--bal-error)',
+};
+
+export interface BankStatusPanelProps {
+  status: BankAccountStatus;
+  /** Translated status chip / title / body for the active status. */
+  chipLabel: string;
+  title: string;
+  body: string;
+  /** Masked IBAN (last-4), shown when present. */
+  ibanMasked?: string;
+  ibanLabel?: string;
+  bankName?: string;
+  isPrimary?: boolean;
+  primaryLabel?: string;
+  /** Rendered only for the mismatch state (a friendly re-enter path). */
+  onReenter?: () => void;
+  reenterLabel?: string;
+}
+
+/**
+ * Renders one bank account in one of the three ownership-inquiry states — **pending**,
+ * **verified**, **mismatch** — each visually distinct off the semantic tokens. The IBAN is
+ * shown masked (last-4). Mismatch copy is passed in non-accusatory; the re-enter CTA is the
+ * only action offered there. All strings are translated by the caller.
+ * @component BankStatusPanel
+ */
+const BankStatusPanel: FunctionComponent<BankStatusPanelProps> = ({
+  status,
+  chipLabel,
+  title,
+  body,
+  ibanMasked,
+  ibanLabel,
+  bankName,
+  isPrimary = false,
+  primaryLabel,
+  onReenter,
+  reenterLabel,
+}) => (
+  <Paper
+    elevation={0}
+    data-status={status}
+    sx={{
+      p: 2,
+      border: '1px solid',
+      borderColor: 'divider',
+      borderInlineStartWidth: 4,
+      borderInlineStartColor: ACCENT_TOKEN[status],
+      borderRadius: 2,
+    }}
+  >
+    <Stack sx={{ gap: 1.25 }}>
+      <Stack direction="row" sx={{ alignItems: 'center', gap: 1, flexWrap: 'wrap' }}>
+        <StatusChip status={STATUS_KIND[status]} label={chipLabel} />
+        {isPrimary && primaryLabel ? (
+          <StatusChip status="info" label={primaryLabel} />
+        ) : null}
+      </Stack>
+
+      <Stack sx={{ gap: 0.25 }}>
+        <Typography variant="subtitle1" sx={{ fontWeight: 700 }}>
+          {title}
+        </Typography>
+        <Typography variant="body2" sx={{ color: 'text.secondary' }}>
+          {body}
+        </Typography>
+      </Stack>
+
+      {ibanMasked ? (
+        <Stack direction="row" sx={{ alignItems: 'baseline', gap: 1 }}>
+          {ibanLabel ? (
+            <Typography variant="caption" sx={{ color: 'text.secondary' }}>
+              {ibanLabel}
+            </Typography>
+          ) : null}
+          <Typography sx={{ fontWeight: 600, letterSpacing: 1 }} dir="ltr">
+            {ibanMasked}
+          </Typography>
+          {bankName ? (
+            <Typography variant="caption" sx={{ color: 'text.secondary' }}>
+              {bankName}
+            </Typography>
+          ) : null}
+        </Stack>
+      ) : null}
+
+      {status === 'mismatch' && onReenter && reenterLabel ? (
+        <AppButton color="primary" variant="outlined" startIcon="bank" onClick={onReenter} sx={{ m: 0, alignSelf: 'flex-start' }}>
+          {reenterLabel}
+        </AppButton>
+      ) : null}
+    </Stack>
+  </Paper>
+);
+
+export default BankStatusPanel;