frontend phase 11

dev/shared-working-context/frontend/STATUS.md

@@ -12,6 +12,32 @@ for awareness.
 - **Requests filed:** frontend/requests/for-backend.md (yes/no)
 -->
 
+## frontend-phase-11-b12 — BNPL installment checkout (D1–D5) — 2026-07-10
+- **Shipped:** the **alternate checkout branch** off C6 — a **new `services/bnpl` domain** (types/keys/
+  constants/invalidations/apis[client+mock]/7 hooks + barrel) and the five wireframe screens under the
+  customer shell, terracotta-financial: **D1 روش پرداخت** (provider chooser off `useBnplOptions`, full-card
+  fall-back), **D2 انتخاب طرح** (single-select plan), **D3 اعتبارسنجی** (کد ملی + prefilled موبایل +
+  consent-gated → approved-with-ceiling / declined+ceiling-exceeded → **card fall-back**), **D4 تایید طرح و
+  قرارداد** (served repayment table + ownership note + contract-gated final action → provider handoff), and
+  **D5 پیگیری اقساط** in the **کیف‌پول** tab (provider-reported outstanding balance + due list + early-pay
+  **provider hand-off**). The handoff (gateway harness → return) settles the down-payment and **routes to the
+  reused f9 confirmation** (`?method=bnpl`), so the booking confirms exactly as the card path. Two shared
+  tested composites: `BnplPlanCard`, `InstallmentScheduleRow` (reused D4+D5). C6's «پرداخت اقساطی» is enabled;
+  the `installments` icon + the `bnpl` i18n namespace (87 keys, both locales in sync) added.
+- **Consumes:** dev/contracts/domains/bnpl.md (backend phase b12) — `eligibility`/`initiate`/order-by-id map
+  1:1; options/schedule/wallet-status/by-request-order/D3-KYC are contract gaps.
+- **Mocked client-side:** `services/bnpl` via `bnplMockApi` (`USE_BNPL_MOCK=true`) — the settle bridge reuses
+  the f9 conversion (a settled BNPL order = a card payment net-of-fee) + seeds a provider-reported Wallet
+  plan. See mocks-registry. Money = served IRR digit-strings end-to-end (mock computes with BigInt; components
+  only format). **D5 is provider-reported status, NOT a Balinyaar ledger; early-pay hands off to the provider.**
+- **Reviewed:** 6-dimension adversarial multi-agent review + verify pass — 5 confirmed findings, all fixed
+  (return-page window-expired copy/CTA, real getBnplOrder order-id keying, a needless poll fetch, dead `col_*`
+  keys + surfacing `ownership_note` at D1, a dark-mode glyph-contrast token).
+- **Gate:** npm run check green · npm run test:ci green (223 tests, +9) · npm run build green with
+  NEXT_PUBLIC_API_URL set.
+- **Requests filed:** frontend/requests/for-backend.md — yes (REQ-022 options+schedule, REQ-023 eligibility
+  KYC inputs, REQ-024 wallet status + customer bookingId + by-request order lookup).
+
 ## frontend-phase-10-b11 — Cancellation & refund status (customer) — 2026-07-10
 - **Shipped:** the trust-first **exit** — a **new `services/refunds` domain** (types/constants/keys/
   invalidations/apis[client+mock]/3 hooks + barrel) and two customer screens: the **cancellation flow**